After paying your insurance premiums for years, it is logical to assume you will be covered when the need arises to make an insurance claim. Unfortunately, claims are often denied by insurance companies without a legal or factual reason, sometimes using illegitimate tactics. If you have suffered a loss and been treated unfairly by your insurance company, you may be a victim of bad faith.
Our offices are centrally located in metropolitan Jackson to serve your legal needs statewide. This allows us easy access to critical documents stored in the Mississippi Insurance Department downtown.
Insurance Disputes and Bad Faith Claims Representation in Mississippi
At the law firm of Stevens & Ward, we represent policyholders in disputes with insurance companies over denials and insurance bad faith. We have extensive experience in this area representing consumers, handling cases involving:
- Homeowners insurance
- Automobile insurance
- Life insurance
- Disability insurance
- Health insurance
- Workers’ compensation
- Commercial general liability
- Officers’ and directors’ insurance
Workers’ Compensation Bad Faith
Injured workers often face denials when they make claims for workers’ compensation benefits. Our attorneys have considerable experience in this area of insurance bad faith. What most believe is the leading decision in the state on workers’ compensation bad faith is Rogers v. Hartford Accident and Indemnity Co. This is a case that we handled all the way up through the Fifth Circuit, with oral argument permitted, placing comp carriers and employers in the same shoes as traditional carriers and requiring that they also act in good faith when adjusting a claim.
Our law firm has handled several of the most critical workers’ comp bad faith claims in Mississippi law history. They include the watershed case Rogers v. Hartford Accident Indemnity Co., 133 F.3d 309 (5 th Cir. 1998)[establishing the standard for liability in Mississippi], Smith v. Liberty Mutual Ins. Co., Civ. No. 5:99-cv-117Brs (S.D. Miss. 2000)[creating remand for employer related malfeasance in workers’ comp bad faith claims] and Bullock v. AIU Ins., 503 F.3d 384 (5 th Cir. 2007)[redefining the statute of limitations for workers’ comp bad faith claims]. No other Mississippi firm can claim this wealth of experience and accomplishment in this area.
Policies covered by ERISA present a unique set of challenges in these cases. If you are involved in a dispute over such a policy, it is important to speak with us as soon as possible so we can help you determine the viability of your claim.
Mississippi Insurance Denial Lawyers
Due to the complexity of these cases, it is important to seek legal advice as soon as possible when you believe you are being treated unfairly by your insurance company. Contact us today for a free initial consultation with our Jackson insurance claim lawyers.